Why Switching Your Mortgage Will Stop You Throwing Away Money

Ask yourself: Does my home loan rate start with a 4? Might you be paying more than you should on your mortgage? Home ownership is a vital aspect of modern living. Everyone aspires to one day own their property and gain the security that comes with it. In pursuit of this dream, many people take out a home loan. The …

Why Mortgage Brokers Get Better Deals Than A Bank

Unlike in the past, homeowners can now obtain their mortgage loans through several financing options available on the market. With a myriad of options to choose from, first-time home buyers are finding it hard to understand and navigate through the mortgage market. Most of them don’t have a good understanding of the mortgage application process and can’t understand why brokers …

What You Should Know About Mortgage Interest Rates

At today’s board meeting the Reserve Bank decided to leave the cash rate unchanged at 1.50% (as of 4th July 2017). You may have noticed that the RBA cash rate remains steady month after month. And YET lenders are regularly increasing interest rates! Lending rates are increasing and the criteria for getting approved for a home loan is more stringent. …

How a Finance Broker can help you get Funds for your Business

A business is a complex entity with a myriad of challenges that need to be addressed to help it maintain a sustainable growth or remain profitable. Most entrepreneurs know that the biggest hurdle is to get cash to cover the daily operations of the enterprise. Raising sufficient funds is even worse for most start-up firms or small companies operating in …

7 Mortgage Broker Misconceptions

If you are preparing to apply for a new mortgage loan, you may be trying to decide if you should use the services of a mortgage broker or head straight to a lender or a bank. Some people do not understand the difference between these two options, and other people believe false things about mortgage service offered by a broker. …