How We Can Help

Effective Mortgage Services work to strict standards of confidentiality and we are fully independent. This means that we work to find the right loan structure and products to suit your individual needs. This service is FREE because we are paid a fee by the lender when your loan settles.

We can assist you to achieve fast loan or mortgage approvals through our associations with many financial institutions both large and small.

We provide a personalised service and use industry specific software to track the progress of your application, ensuring that you are kept up to date at all times. We can do this with any loan types.

We will actively listen to your needs and help you to choose the most appropriate loan for your requirements from a panel of more than 30 lenders.

Different lenders have different policies and we have the industry knowledge and experience to find the loan product to suit your circumstances. This ensures that you will have the best chance of success at obtaining the financial approval and settlement in the time-frame that you require.

Not only do we find the best match for you, we also prepare your loan application to the highest standard, co-ordinate the approval and settlement processes and make sure everything goes smoothly after settlement. By dealing directly with the lender on your behalf, we save you time and stress. We will provide you with regular updates of this process as it occurs.

Post-settlement advice and support is provided for queries about your new finance or future borrowing and restructuring needs.

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With more than 25 years experience in the financial services and property sectors, we offer a genuine, independent, highly personalised and professional broking service.

“A mortgage broker works for you, not the lenders.”